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Financial Wellness Bootcamp

A sequential approach to home buying education based on credit, and credit score, to elevate your ability to realize your homebuying goals. This approach includes financial health, wellness, and capability assessments.

• 5 Virtual Online Sessions (each 2 hours Across ~2.5 Week Time Period
• Interactive Assignments Provided by Facilitator
• Sequential Curriculum of Activities
• Financial Essentials to Get Acclimated to Financial Responsibility
• Pathways to Successful Homeownership
• Create & Maintain Sustainable Spending & Saving Behaviors
• Build and Maintain Good Credit
• Identify and Navigate Credible Financial Products and Services
• Avoid and/or Respond to Credit Scams or ID Theft
• A Trusted Financial Literacy and Capability Education Program

Home Ownership Counseling / Homebuyer Education (HBE)

Guiding individuals and families on their path to sustainable homeownership.

• 8-Hour Virtual Class
• Ideally Suited for Those Planning to Buy a Home within 6 to 12 Months
• Includes Those Under Contract to Purchase a Home in Greensboro or High Point
• Eligible for Local Downpayment Assistance Programs After Completing the HBE Course
• Certificate of Completion Valid for One-Year for Any DPA Program

Foreclosure Prevention & Financial Sustainability Counseling

Our HUD-Certified counselors and advocates can assist you in evaluating foreclosure PREVENTION options. 

• 1-on-1 Counseling and Support
• Assists Clients That Can Demonstrate an Unplanned Financial Hardship
• Clients Currently Severely Delinquent on Mortgage Payments Also Eligible
• Assists Clients in Obtaining a Modification or Other Long-Term Solutions
• May Refer Clients to Other Agencies with Appropriate Supportive Community Programs or Solutions.
• Services Approved and Funded by HUD and the NC Housing Finance Agency

Individual Development Account (IDA) Program

A comprehensive 6-12 month financial education series which meets monthly on a virtual platform, and designed for potential homebuyers within 1 year of being mortgage ready.

• Classes Taught by Licensed and Trusted Real Estate, Lending, and Banking Professionals
• Monthly Group Education Sessions Are Required
• 1-on-1 Success Coaching and Counseling Also Required
• Participants Must Commit to a Monthly Savings and Budgeting Plan
• Course Registration is Required

Post Purchase Program

A requirement for DPA (down-payment/homebuyer assistance) recipients to aid in the continued sustainability of homeownership and navigating real-life circumstances that may arise as a new homeowner. Completed around 3-6 months following the purchase of a new home. No fee for City of Greensboro’s DPA recipients, and HCG will follow up with clients to register.  

• 1-2 Hour Virtual Online Session
• 1-on-1 Counseling with a HUD Certified Counselor
• Tips on Home Maintenance
• Preparing for and avoiding major repairs
• Emergency Funds
• DPA Payoff Information
• How to Navigate Foreclosure Situations

Lender and Realtor Training Workshop

Are you a local Lender or Realtor interested in partnering with local Homebuyer Assistance (DPA) programs (including programs offered by the City of Greensboro and City of High Point)? Maybe you are already a participant and need a refresher?

***Please CLICK HERE for a registration interest survey. This is only for new Lenders, Processors, and Realtors. If you are a current participant on the 2024 list, we will reach out to you via Newsletter when our workshop dates are released.*** Due to upcoming changes for the NAR set to be implemented for Realtors on August 17^th and City of Greensboro preparing the release of new guidelines with that in mind, please anticipate a mandatory workshop in September 2024. We will continue to work diligently to keep you informed and up to date!

***BE ADVISED – HOUSING CONSULTANTS GROUP ONLY PROCESSES DPA APPLICATIONS FOR CITY OF GREENSBORO!!!**** Our workshop does not qualify you for CPLP or NCHFA. For questions and application submissions for City of High Point, CPLP, & NCHFA, please see the corresponding contact information below.

For City of Greensboro Homebuyer Assistance (DPA) Programs, please review the guidelines below and plan to attend our Lender & Realtor Workshop at the registration link above. It is required that you attend the workshop before submitting an application for your client. 

COG DPA Program NEW Income Limits:

We’re excited to share new Income Limits for your eligible homebuyers! Please review and save the link below for easy access to most current guidelines (you’ll see 3 sets of guidelines at the bottom of the link). Be sure to review the newly released income limits.
https://www.greensboro-nc.gov/departments/housing-neighborhood-development/housing-services/homeowners-renters/housing-connect-gso

City of Greensboro Homebuyer Assistance (DPA) Programs: 
Greensboro Guidelines
City of Greensboro Program Offerings and Maps
Lender and Realtor DPA FAQs

For inquiries regarding the City of High Point Homebuyer Assistance (DPA) Program, please see contact and informational link below. *All City of High Point questions and City of High Point DPA applications must be directed to:

Toni Jackson
(email) toni.jackson@highpointnc.gov 
(office) 336.883.3347  

City of High Point Guidelines
High Point Affordable Housing Division

For more information on High Point, please click here for presentation.

HCG is an NCHFA Community Partners Loan Pool (CPLP) member.

CPLP Member Contact:

Neris Pena
(email) Neris.Pena@housingconsultantsgroup.org
(office) 336.553.0946 Ext.#105
*DO NOT SUBMIT CPLP APPLICATIONS THRU NEIGHBORLY, PLEASE CONTACT NERIS DIRECTLY FOR ANY CPLP RELATED QUESTIONS.*

NC Housing Finance Agency

NCHFA Realtor Training click here

NCHFA Lender Training click here

NCHFA Guidelines click here

*WE DO NOT PROCESS NCHFA APPLICATIONS. WE DO NOT PROVIDE TRAINING FOR NCHFA. THIS IS INFORMATIONAL ONLY.