Programs & Services
Programs Designed to Help You Achieve Your Goals
Financial Wellness Bootcamp
A sequential approach to home buying education based on credit, and credit score, to elevate your ability to realize your homebuying goals. This approach includes financial health, wellness, and capability assessments.
- 5 Virtual Online Sessions (each 2 hours Across ~2.5 Week Time Period
- Interactive Assignments Provided by Facilitator
- Sequential Curriculum of Activities
- Financial Essentials to Get Acclimated to Financial Responsibility
- Pathways to Successful Homeownership
- Create & Maintain Sustainable Spending & Saving Behaviors
- Build and Maintain Good Credit
- Identify and Navigate Credible Financial Products and Services
- Avoid and/or Respond to Credit Scams or ID Theft
- A Trusted Financial Literacy and Capability Education Program
Home Ownership Counseling / Homebuyer Education (HBE)
Guiding individuals and families on their path to sustainable homeownership.
- 8-Hour Virtual Class
- Ideally Suited for Those Planning to Buy a Home within 6 to 12 Months
- Includes Those Under Contract to Purchase a Home in Greensboro or High Point
- Eligible for Local Downpayment Assistance Programs After Completing the HBE Course
- Certificate of Completion Valid for One-Year for Any DPA Program
Foreclosure Prevention & Financial Sustainability Counseling
Our HUD-Certified counselors and advocates can assist you in evaluating foreclosure PREVENTION options.
- 1-on-1 Counseling and Support
- Assists Clients That Can Demonstrate an Unplanned Financial Hardship
- Clients Currently Severely Delinquent on Mortgage Payments Also Eligible
- Assists Clients in Obtaining a Modification or Other Long-Term Solutions
- May Refer Clients to Other Agencies with Appropriate Supportive Community Programs or Solutions.
- Services Approved and Funded by HUD and the NC Housing Finance Agency
Individual Development Account (IDA) Program
A comprehensive 6-12 month financial education series which meets monthly on a virtual platform, and designed for potential homebuyers within 1 year of being mortgage ready.
- Classes Taught by Licensed and Trusted Real Estate, Lending, and Banking Professionals
- Monthly Group Education Sessions Are Required
- 1-on-1 Success Coaching and Counseling Also Required
- Participants Must Commit to a Monthly Savings and Budgeting Plan
- Course Registration is Required
Post Purchase Program
A requirement for DPA (down-payment/homebuyer assistance) recipients to aid in the continued sustainability of homeownership and navigating real-life circumstances that may arise as a new homeowner. Completed around 3-6 months following the purchase of a new home. No fee for City of Greensboro’s DPA recipients, and HCG will follow up with clients to register.
- 1-2 Hour Virtual Online Session
- 1-on-1 Counseling with a HUD Certified Counselor
- Tips on Home Maintenance
- Preparing for and avoiding major repairs
- Emergency Funds
- DPA Payoff Information
- How to Navigate Foreclosure Situations
Individual Development Account (IDA) Program
A comprehensive 6-12 month financial education series which meets monthly on a virtual platform, and designed for potential homebuyers within 1 year of being mortgage ready.
- Classes Taught by Licensed and Trusted Real Estate, Lending, and Banking Professionals
- Monthly Group Education Sessions Are Required
- 1-on-1 Success Coaching and Counseling Also Required
- Participants Must Commit to a Monthly Savings and Budgeting Plan
- Course Registration is Required